Short term Insurance
Goods In Transit Insurance
For businesses involved in transportation, logistics, distribution, manufacturing, and trading, the movement of goods represents a significant financial risk. Goods In Transit Insurance provides protection against loss of or damage to goods while being transported from one location to another.
Whether goods are transported by road, rail, air, or sea, this cover helps safeguard your business against unforeseen events that may result in financial loss.
Cover Includes:
- Accidental Damage During Transit
- Theft and Hijacking
- Fire and Explosion
- Collision and Overturning of Vehicles
- Loading and Unloading Risks
- Loss of Goods in Transit
- Damage Caused by Natural Disasters
- Cross-Border Transit Cover (where applicable)
Motor Insurance
Our Motor Insurance solutions provide protection against loss, theft, accidental damage, and third-party liability for a wide range of vehicles.
Cover Includes:
- Private Vehicles
- Commercial Vehicles
- Bakkies and Light Delivery Vehicles
- Motorcycles
- Trailers and Caravans
Optional Benefits:
- Credit Shortfall Cover
- Scratch & Dent Protection
- Tyre and Rim Cover
- Mechanical Warranty Cover
- Roadside Assistance
- Armed Response Services
- Driver Dishonesty Cover
- Excess Buy-Down Protection
- Car Hire Assistance
Property Insurance
Residential Buildings | House Contents | Boundary Walls | Swimming Pools | Boreholes | Solar Installations | Outbuildings and Garages | Fixed Structures
Commercial :
- Geyser Cover
- Storm Damage Protection
- Fire and Explosion Cover
- Theft and Burglary Cover
- Water Damage Cover
- Alternative Accommodation Assistance
We also provide specialist solutions for high-value residential properties requiring enhanced protection.
Business All Risk Insurance
Business All Risk cover protects movable business assets that are frequently used away from the business premises.
Cover Includes:
- Laptops
- Computers
- Mobile Devices
- Tools and Equipment
- Cameras
- Portable Machinery
- Electronic Equipment
Ideal for professionals, contractors, consultants, and businesses that rely on portable assets to operate.
Liability Insurance
Liability claims can result in significant legal and financial costs. Our Liability Insurance solutions provide protection against claims made by third parties.
Cover Includes:
Personal Liability | Public Liability | Property Damage Liability | Bodily Injury Liability | Legal Defence Costs
This cover protects individuals and businesses from unexpected legal expenses and compensation claims.
Long term Insurance
Life Insurance
Life insurance provides a lump-sum payment to beneficiaries upon the death of the insured person.
Benefits:
- Financial security for loved ones.
- Covers funeral expenses.
- Helps settle debts and liabilities.
- Provides income replacement for dependents.
- Can assist with children’s education costs.
Funeral Cover
Funeral Cover provides immediate financial assistance to families during one of life’s most difficult times, helping ease the burden of funeral expenses.
Cover Available For:
Individuals | Families | Churches | Burial Societies | Community Groups | Stokvels | Employers | Extended Family Members
Benefits:
Affordable monthly premiums | Immediate financial support | Flexible family options | Group funeral schemes | Optional extended family cover
Disability Insurance
A disability can significantly impact your ability to earn an income. Disability Insurance provides financial support should illness or injury prevent you from working.
Cover Includes:
• Permanent Disability • Temporary Disability • Occupational • Disability • Functional Impairment •Lump Sum Disability • Benefits • Monthly Disability Income
Benefits:
Income replacement | Financial stability during recovery | Protection against loss of earning capacity | Assistance with ongoing financial commitments